Get The Right Loan To Scale Your Construction Business
Build To Rent
Construction loans for builders with a build to rent strategy. Save time, money, and headaches using our Build2Rent loan products.
Single property and portfolio loan options
Fast, simple closings on both the construction loan and rental loan
13, 19, 24-month term options for the construction
5, 10, 30-year term options for the rental loan
Non-recourse available for build to rent loans
Bridge Loan
Free up working capital with a bridge loan for new construction financing on completed new home inventory or for model homes.
- Fast closing
- Exterior valuations*
- No prepayment penalty
- Up to 80% LTV
- Non-recourse available
- 13, 19, 24-month bridge loan term options
- Single loans and portfolio blanket loans
New Construction Loans
Construction Loans for builders with shovel-ready lots or teardown projects. Best for spec houses or model homes, infill, teardown, or subdivisions.
- Up to 85% LTC, 70% LTV
- Loans from $100k to $5mm
- 13, 19, 24-month loan term options
- Non-recourse available
- Interest-only new construction loans, paying only on drawn funds
Loan Terms
- Loans from $100k to $5M
- 12-24 Month Term – Interest Only
- Non-Recourse Available
- Spec development allowed
- Redevelopment and conversion loans also permitted
- Negotiable release prices on multi-asset projects
- Interest Reserves can be built in
- Nationwide Footprint
- Fast approvals and funding since we are a non-bank
- Eligible Properties: Single-family detached, townhomes, multi-family
- At least one build in the last 36 months to qualify
Advantages of our New Construction Loans
- Competitive financing and loan terms
- Fast approvals and closings for ground-up projects
- Interest only loans
Contact our industry experts to get a tailored strategy and one-on-one transaction support to help you grow your portfolio.
Wise Capital Mortgage Has The Programs And Experience
Our average loan officer has 8+ years of experience in the mortgage lending business, we work with a number of construction investors to ensure we have great programs for investors and builders looking to take their game to the next level. Wise Capital Mortgage is here to serve your LLC and you individually as well.
Testimonials
"At Wise Capital Mortgage they gave us a loan for a custom home with a new ADU, that we completed. We sold the front house for 1.4M and rear house ADU for 800k, it was a smooth process and we earned over 500k profit on the sale of the property when it was all said and done, we leverage an original 100k investment and turned it into over 500k."
Aaron Smith
Custom Home Builder
"We are on our 5th spec home in a subdivision in Pflugerville and the Capital process has been smooth and easy, we have also been able to leverage better than ever before. We are able to do the development, get the home stabalized then refinance to a long term hold"
Frank
Build To Rent Investor
