Posts by Wise Capital Mortgage

Rent Vs Own- What Home Living Situation Is Right For You When looking at renting VS buying a homes there are many factors to consider and this a guide to help with the decision making process. Buying your first home is a huge investment, it doesn’t mean just a financial decision.    You may have…

People ofter wonder what type of mortgage loan would be better as a first time home buyer.  It all really depends on the individual scenario and as an individual you need to take multiple factors into consideration.   The main considerations to review would be things like- Credit Score Requirements, Mortgage Insurance Differences, Down Payment Differences,…

First Time Home Buyer Programs Portland, Oregon Both FHA and Conventional lenders are now lending with minimal down payments to help people purchase homes as a first time home buyer.    FHA offers a 3.5% down First Time Home Buyer Program.    Conventional lenders wanted to match FHA programs and now have a 3% down…

Americans See Home Affordability Conditions Improving Last year’s housing market had its challenges for sure. Though there was plenty of interest from home buyer, too few homes for sale, rising interest rates, and high prices dampened some of the enthusiasm. Now, according to the recent Home Purchase  Index from Fannie Mae, Americans are feeling more…